- If you have invested through your bank, you have invested in Regular Plans and are paying hidden brokerage.
- If your agent is not charging you anything or says his advice is ‘free’ you have invested in Regular Plans and are paying hidden brokerage.
- If your agent says that he gets paid by the Mutual Fund Company, you have invested in Regular Plans and are paying hidden brokerage.
- If your bank/broker/agent/distributor/advisor has not told you explicitly about which plan you are getting invested in, you have invested in Regular Plans.
Check the account statement issued to you by the Mutual Fund Company. Look for the word ‘Direct’ or 'Dr' in the name of every Mutual Fund. If the word ‘Direct’ or 'Dr' is missing, you’ve invested in Regular Plans.